OUR SERVICES

Budgeting can be the most basic and the most effective tool for managing your money, yet most Australians find themselves spending uncontrollably and losing complete power over their income. At Master Financial Solutions, we develop and implement an easy to follow budget to ensure that you can enjoy spending your money in whichever way you’d like, whilst allowing you to put money away towards any future goals.

Superannuation is a tax effective vehicle for accumulating benefits for your retirement. With hundreds of superannuation funds and investment options available to you, we work with you to provide the best solutions for you and take the complexity out of your super, to ensure you receive the best advice given that this will most likely be your biggest investment in the future

Do you want to manage your own superannuation fund? Self Managed Super Funds (SMSFs) allow you to manage, invest and have more control of how your super money works for you. Administering and managing all your compliance obligations for your SMSF as well as reviewing & managing your investments, and staying up to date with all new legislative changes can be a real burden. At Master Financial Solutions, we can help you remove the burden. If you want to use your superannuation to purchase investment properties or commercial properties, we can help you borrow money to achieve your goals

People often don’t start thinking about retirement until they are about to stop work or have the decision forced on them. That is a wasted opportunity. Now that we are living longer, retirement may last three decades or more. That is a long time to regret not doing more to plan and save for a personally fulfilling, financially secure retirement. With a little planning, you can make a big difference to your retirement outcome. At Master Financial Solutions, we work closely with you to help you formulate realistic strategies to ensure you have the best opportunity to retire in style.

While it is important to grow your wealth, protecting what you have built is another crucial aspect in managing your wealth. You can’t predict the future, but you can protect yourself from the unpredictable.

We can provide advice on:

• Life insurance
• Income Protection
• Total and permanent disablement
• Trauma
• Buy/sell cover for business owners
• Key person insurance for business owners

We have adopted a robust investment approach that is not based on forecasting or speculation, but rather on Nobel Prize winning investment market research; on understanding and effectively managing risk in portfolios; and on minimising the erosive impact of taxation and unnecessary fees on clients’ investments.

• Initial and ongoing risk tolerance assessments
• Investment portfolio construction
• Direct share and managed portfolios
• Asset allocation advice
• Wholesale and retail investment options
• Rebalancing of investment portfolios
• Managed Account (SMA) services
• Investment administration, including report keeping services and consolidated tax reporting

Tax planning is a key element of wealth creation. Salary packaging, superannuation, investments, tax-deductible debt and owning assets within a trust can create significant tax savings. At Master Financial Solutions, we help you structure your finances more efficiently so you can minimise the amount of tax you pay

At Master Financial Solutions, we provide advice and support to you if you are looking to apply for the aged, disability, or support pensions. We want you to get the most that you are entitled to and work hard to ensure that we can structure your assets to maximise your payments

We understand that it can be difficult both financially and emotionally to make decisions about placing yourself or a relative into an aged care facility. Ensuring you make the right decisions will depend upon a multitude of factors. At Master Financial Solutions, we can provide you with the expert guidance to find the option that best suits you.

In its most simple form, estate planning is about peace of mind. An estate plan involves much more than a simple Will. Although it’s important to have a valid Will, an estate plan covers many other aspects relating to the transfer of your wealth after you pass away. Family trusts, powers of attorney and the tax implications for beneficiaries can all be managed with an estate plan. At Master Financial Solutions, we help you put the right structures in place to make sure your assets are distributed the way you want in an effective manner

Financial Planning and Mortgage Advice is a winning combination. Getting the best rate and or the lowest price may not always be the best solution for you. There are numerous considerations that we, as financial planners, will keep an out for you before recommending the most appropriate structure and what are the best finance options that will suit your circumstances. We, as mortgage brokers, will then be free to find the best solution from the vast array of lenders in the market place.